Singapore Finance Investment Startup & Fund Manager Chocolate Finance Temporarily Stops Instant Withdrawal & Card Transaction Services Due to Increased Transaction Volume, Issued Statement of Fund Redemption Typically Takes 3 to 10 Business Days to Settle, Provides SGD Deposits with Interest Rate of 3.3% p.a. on First SGD 20,000, 3% p.a. on Next SGD 30,000 & Target 3% p.a. Thereafter, USD Deposits with Interest Rate of 4.8% p.a. on First USD 20,000, 4.3% p.a. on Next USD 30,000 & Target 4.3% p.a. Thereafter, Founded in 2024 by Singapore Insurer Singlife Founder & ex-HSBC Insurance Singapore CEO Walter de Oude, Chocolate Managed Account Reaching S$1 billion in 2025 February
10th March 2025 | Hong Kong
Singapore finance investment startup & fund manager Chocolate Finance has temporarily stopped instant withdrawal & card transaction services due to increased transaction volume, issuing a statement of fund redemption typically taking 3 to 10 business days to settle. Chocolate Finance provides SGD deposits with interest rate of 3.3% p.a. on the first SGD 20,000, 3% p.a. on next SGD 30,000 & target 3% p.a. thereafter. USD deposits with interest rate of 4.8% p.a. on first USD 20,000, 4.3% p.a. on next USD 30,000 & target 4.3% p.a. thereafter. Chocolate Finance was founded in 2024 by Singapore insurer Singlife founder & ex-HSBC Insurance Singapore CEO Walter de Oude. In 2025 February, Chocolate Managed Account was reported to be reaching S$1 billion ($750 million) AUM. Chocolate Finance – Founded by Walter de Oude, the founder of Singapore Life (Singlife), Chocolate Finance is a happy place for your spare cash where you can enjoy 3.3% p.a. on your first S$20k, 3% p.a. on your next S$30k, and a target 3% p.a. on any amount thereafter. No lock-in periods. No hoops or complex criteria. No minimum or maximum balance requirements. See your returns in the app every, single, day. Withdraw anytime. What’s more? If we don’t make the target returns for your first S$50k, the difference will be topped up during the qualifying period. Does it get any better than that? Chocolate Finance is a brand under Chocfin Pte Ltd, regulated by the Monetary Authority of Singapore (CMS101452) with a Capital Market Services license. We invest in a carefully selected portfolio of fixed-income funds, optimising risk-adjusted returns by analyzing factors like duration, yield, credit quality, and currency. It only takes a few minutes to get started – download the app, sign up with your mobile OTP, and verify your identity via Singpass. Once you’ve added money, you’ll see your daily returns the very next day!
“ Singapore Finance Investment Startup & Fund Manager Chocolate Finance Temporarily Stops Instant Withdrawal & Card Transaction Services Due to Increased Transaction Volume, Issued Statement of Fund Redemption Typically Takes 3 to 10 Business Days to Settle, Provides SGD Deposits with Interest Rate of 3.3% p.a. on First SGD 20,000, 3% p.a. on Next SGD 30,000 & Target 3% p.a. Thereafter, USD Deposits with Interest Rate of 4.8% p.a. on First USD 20,000, 4.3% p.a. on Next USD 30,000 & Target 4.3% p.a. Thereafter, Founded in 2024 by Singapore Insurer Singlife Founder & ex-HSBC Insurance Singapore CEO Walter de Oude, Chocolate Managed Account Reaching S$1 billion in 2025 February “
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Singapore Finance Investment Startup & Fund Manager Chocolate Finance Temporarily Stops Instant Withdrawal & Card Transaction Services Due to Increased Transaction Volume, Issued Statement of Fund Redemption Typically Takes 3 to 10 Business Days to Settle, Provides SGD Deposits with Interest Rate of 3.3% p.a. on First SGD 20,000, 3% p.a. on Next SGD 30,000 & Target 3% p.a. Thereafter, USD Deposits with Interest Rate of 4.8% p.a. on First USD 20,000, 4.3% p.a. on Next USD 30,000 & Target 4.3% p.a. Thereafter, Founded in 2024 by Singapore Insurer Singlife Founder & ex-HSBC Insurance Singapore CEO Walter de Oude, Chocolate Managed Account Reaching S$1 billion in 2025 February
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