Singapore Financial Services & Insurance Firm Singlife Launches New S&P, Nasdaq & UBS Index-Linked Universal Life Insurance Plan (Singlife Legacy Indexed Income) with Customisable Income Linked to Performance of 5 Indices & Floor Rate of 0% to Ensure No Negative Returns, 5 Indices are 1) S&P 500 Index, 2) S&P 500 Engle 8% VT TCA Index, 3) Nasdaq-100 Engle 8% Index, 4) UBS Global Multi Asset Engle 8% Index, 5) UBS Gold Engle 8% Index
28th February 2026 | Hong Kong
Singapore financial services & insurance firm Singlife has launched a new S&P, Nasdaq & UBS index-linked universal life plan (Singlife Legacy Indexed Income), with customisable income linked to performance of 5 indices & floor rate of 0% to ensure no negative returns. The 5 indices are 1) S&P 500 Index, 2) S&P 500 Engle 8% VT TCA Index, 3) Nasdaq-100 Engle 8% Index, 4) UBS Global Multi Asset Engle 8% Index, 5) UBS Gold Engle 8% Index. Announcement (26/2/26): “Addressing Singaporeans’ growing focus on retirement security, leading homegrown financial services company Singlife introduces Singlife Legacy Indexed Income, a whole of life, non-participating universal life plan that offers growth potential alongside highly customisable income streams. The plan provides an income stream linked to the performance of five selected indices, including indices that incorporate volatility-control features, while supporting long-term wealth accumulation. 1) S&P 500 Index, 2) S&P 500 Engle 8% VT TCA Index, 3) Nasdaq-100 Engle 8% Index, 4) UBS Global Multi Asset Engle 8% Index, 5) UBS Gold Engle 8% Index … … A built-in floor rate of 0.00% per annum helps to limit the impact of market volatility on policy value by ensuring that no negative returns will be credited. Singlife Legacy Indexed Income offers superior customisation, giving customers the flexibility to decide how much income to receive each year, when it begins, and for how long. They may set up to five income phases, each with its own target income amount and duration, and make adjustments as their needs evolve. The plan is designed to allow customers to receive income while continuing to accumulate wealth. During each policy year in the income payout period, customers receive income based on the performance of the chosen indices, up to their selected target yearly income. Any additional gains within the same policy year are automatically reinvested to support continued growth of the policy value. A guaranteed loyalty bonus provides an additional crediting rate of 0.7% per annum on the Index Account from the eleventh policy year onwards, further supporting the potential growth of the policy value … … For individuals thinking about leaving a legacy, the plan allows for the Life Assured to be changed up to five times, enabling them to pass the plan down as a legacy gift across generations. Application is hassle-free, with guaranteed acceptance and no medical underwriting required. Other plan features include: 1) Lifelong protection against death and terminal illness 2) Penalty-free partial withdrawals upon key life-stage events or other unexpected situations 3) Option to switch life assured to suit changing needs 4) Option to spread the net premiums allocated to the Index Account over 12 months to help manage the impact of market fluctuations.”
“ Singapore Financial Services & Insurance Firm Singlife Launches New S&P, Nasdaq & UBS Index-Linked Universal Life Insurance Plan (Singlife Legacy Indexed Income) with Customisable Income Linked to Performance of 5 Indices & Floor Rate of 0% to Ensure No Negative Returns, 5 Indices are 1) S&P 500 Index, 2) S&P 500 Engle 8% VT TCA Index, 3) Nasdaq-100 Engle 8% Index, 4) UBS Global Multi Asset Engle 8% Index, 5) UBS Gold Engle 8% Index “
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Lu Ping Wong, Head of Savings and Investments, Singlife: “Rising life expectancy, escalating living costs and global uncertainties make it increasingly important for individuals to have multiple diverse income streams to support their retirement years. Singlife Legacy Indexed Income can complement guaranteed retirement income sources such as CPF Life payouts and endowment plans by providing an additional income stream linked to the performance of globally-recognised indices, offering individuals growth potential, flexibility and greater resilience against inflation.”
Singapore Financial Services & Insurance Firm Singlife Launches New S&P, Nasdaq & UBS Index-Linked Universal Life Insurance Plan (Singlife Legacy Indexed Income) with Customisable Income Linked to Performance of 5 Indices & Floor Rate of 0% to Ensure No Negative Returns, 5 Indices are 1) S&P 500 Index, 2) S&P 500 Engle 8% VT TCA Index, 3) Nasdaq-100 Engle 8% Index, 4) UBS Global Multi Asset Engle 8% Index, 5) UBS Gold Engle 8% Index
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