Home Private Wealth Capgemini World Wealth Report 2026: $98.3 Trillion Wealth, 25.3 Million HNWs &...

Capgemini World Wealth Report 2026: $98.3 Trillion Wealth, 25.3 Million HNWs & 250,000 UHNWs, Top 3 HNW Population by Region are North America 9.2 Million, APAC 9.3 Million, Europe 6.1 Million, Top 3 HNW HNW Wealth by Region are North America $32.9 Trillion, APAC $29.7 Trillion, Europe $20.5 Trillion, HNWs Using > 1 Wealth Management Firm in 2025 – 81%, HNW Asset Allocation – Equities 25%, Fixed Income 20%, Cash & Cash Equivalents 24%, Real Estate 19%, Alternative Investments 12%

Jun 18, 2026

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Capgemini World Wealth Report 2026: $98.3 Trillion Wealth, 25.3 Million HNWs & 250,000 UHNWs, Top 3 HNW Population by Region are North America 9.2 Million, APAC 9.3 Million, Europe 6.1 Million, Top 3 HNW HNW Wealth by Region are North America $32.9 Trillion, APAC $29.7 Trillion, Europe $20.5 Trillion, HNWs Using > 1 Wealth Management Firm in 2025 – 81%, HNW Asset Allocation – Equities 25%, Fixed Income 20%, Cash & Cash Equivalents 24%, Real Estate 19%, Alternative Investments 12%

18th June 2026 | Hong Kong

Capgemini has released the Capgemini World Wealth Series Report 2026, providing key insights on global HNW & UHNW wealth, population & wealth management services. HNW Population in 2025 – 25.3 million HNWIs. HNW Wealth in 2025 – $98.3 trillion. UHNW Population (> $30 million) – 250k UHNWs. HNW Population ($5 m to $30 million) – 2.35 million. HNW Population ($1 m to $5 million) – 22.65 million. Wealth Ownership by Population of UHNW (> $30 million) – 34.8% of HNW Wealth. Wealth Ownership by Population of HNW ($5 m to $30 million) – 22.7% of HNW Wealth. Wealth Ownership by Population of HNW ($1 m to $5 million) – 42.5% of HNW Wealth. Wealth Ownership UHNW (> $30 million) – 1% of HNWs (234k) owns 34.8% of HNW Wealth. Wealth Ownership HNW ($5 m to $30 million) – 9.3% of HNWs (2.35 million) owns 22.7% of HNW Wealth. Wealth Ownership HNW (with $1 m to $5 million) – 89.7% of HNWs (22.65 million) owns 42.5% of HNW Wealth. HNW Wealth by Region – North America $32.9 trillion, APAC $29.7 trillion, Europe $20.5 trillion, Latin America $9.6 trillion, Middle East $3.5 trillion, Africa $2.1 trillion. HNW Population by Region – North America 9.2 million, APAC 9.3 million, Europe 6.1 million, Middle East 900k, Latin America 600k, Africa 200k. HNW Asset Allocation – Equities 25%, Fixed Income 20%, Cash & Cash Equivalents 24%, Real Estate 19%, Alternative Investments 12%. HNW Wealth CAGR 2024 to 2025 (1 year) – Increase +8.7%. HNW Population CAGR 2024 to 2025 (1 year) – Increase +7.9%. HNWs using more than 1 wealth management firm in 2025 – 81%. Wealth Management Team – Relationship Manager, Product Specialists, Financial Specialist, Non. Financial Specialist . Wealth Management Financial & Product Specialists – Credit & Lending Specialist, Alternative Investment Specialist, Investment Management Specialist, Inheritance Planners, Tax Planners. Wealth Management Non-Financial Specialists – Concierge Providers, Legal Advisors, Professional Networking Groups. Typical Day of Relationship Manager – Onboarding & compliance 28%, Portfolio monitoring & execution 26%, Client meetings & advisory 23%, Client profile review & planning 22%. See below for key findings & summary | View report here

“ $98.3 Trillion Wealth, 25.3 Million HNWs & 250,000 UHNWs, Top 3 HNW Population by Region are North America 9.2 Million, APAC 9.3 Million, Europe 6.1 Million, Top 3 HNW HNW Wealth by Region are North America $32.9 Trillion, APAC $29.7 Trillion, Europe $20.5 Trillion, HNWs Using > 1 Wealth Management Firm in 2025 – 81%, HNW Asset Allocation – Equities 25%, Fixed Income 20%, Cash & Cash Equivalents 24%, Real Estate 19%, Alternative Investments 12% “

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Capgemini World Wealth Report 2026: $98.3 Trillion Wealth, 25.3 Million HNWs & 250,000 UHNWs, Top 3 HNW Population by Region are North America 9.2 Million, APAC 9.3 Million, Europe 6.1 Million, Top 3 HNW HNW Wealth by Region are North America $32.9 Trillion, APAC $29.7 Trillion, Europe $20.5 Trillion, HNWs Using > 1 Wealth Management Firm in 2025 – 81%, HNW Asset Allocation – Equities 25%, Fixed Income 20%, Cash & Cash Equivalents 24%, Real Estate 19%, Alternative Investments 12%

Capgemini has released the Capgemini World Wealth Series Report 2026, providing key insights on global HNW & UHNW wealth, population & wealth management services. See below for key findings & summary | View report here

Capgemini World Wealth Report 2026

Summary:

HNW Population in 2025 – 25.3 million HNWIs
HNW Wealth in 2025 – $98.3 trillion
UHNW Population (> $30 million) – 250k UHNWs
HNW Population ($5 m to $30 million) – 2.35 million
HNW Population ($1 m to $5 million) – 22.65 million
Wealth Ownership by Population of UHNW (> $30 million) – 34.8% of HNW Wealth
Wealth Ownership by Population of HNW ($5 m to $30 million) – 22.7% of HNW Wealth
Wealth Ownership by Population of HNW ($1 m to $5 million) – 42.5% of HNW Wealth
Wealth Ownership UHNW (> $30 million) – 1% of HNWs (234k) owns 34.8% of HNW Wealth
Wealth Ownership HNW ($5 m to $30 million) – 9.3% of HNWs (2.35 million) owns 22.7% of HNW Wealth
Wealth Ownership HNW (with $1 m to $5 million) – 89.7% of HNWs (22.65 million) owns 42.5% of HNW Wealth
HNW Wealth by Region – North America $32.9 trillion, APAC $29.7 trillion, Europe $20.5 trillion, Latin America $9.6 trillion, Middle East $3.5 trillion, Africa $2.1 trillion
HNW Population by Region – North America 9.2 million, APAC 9.3 million, Europe 6.1 million, Middle East 900k, Latin America 600k, Africa 200k
HNW Asset Allocation – Equities 25%, Fixed Income 20%, Cash & Cash Equivalents 24%, Real Estate 19%, Alternative Investments 12%
HNW Wealth CAGR 2024 to 2025 (1 year) – Increase +8.7%
HNW Population CAGR 2024 to 2025 (1 year) – Increase +7.9%
HNWs using more than 1 wealth management firm in 2025 – 81%
Wealth Management Team – Relationship Manager, Product Specialists, Financial Specialist, Non-Financial Specialist
Wealth Management Financial & Product Specialists – Credit & Lending Specialist, Alternative Investment Specialist, Investment Management Specialist, Inheritance Planners, Tax Planners
Wealth Management Non-Financial Specialists – Concierge Providers, Legal Advisors, Professional Networking Groups
Typical Day of Relationship Manager – Onboarding & compliance 28%, Portfolio monitoring & execution 26%, Client meetings & advisory 23%, Client profile review & planning 22%

Capgemini World Wealth Report 2026

1) HNW Wealth & Population Overview

Overview:

HNW Population in 2025 – 25.3 million
HNW Wealth in 2025 – $98.3 trillion

HNW Population (2025):

UHNW (> $30 million) – 250k
HNW ($5 m to $30 million) – 2.35 million
HNW ($1 m to $5 million) – 22.65 million
Total – 25.3 million

HNW Wealth Ownership (2025):

UHNW (> $30 million) – 34.8% of HNW Wealth
HNW ($5 m to $30 million) – 22.7% of HNW Wealth
HNW ($1 m to $5 million) – 42.5% of HNW Wealth

HNW Wealth Ownership by Population (25.3 million HNWs own $98.3 trillion wealth):

Wealth Ownership UHNW (>$30 million) – 1% of HNWs (250k) owns 34.8% of HNW Wealth
Wealth Ownership HNW ($5 m to $30 million) – 9.3% of HNWs (2.35 million) owns 22.7% of HNW Wealth
Wealth Ownership HNW (with $1 m to $5 million) – 89.7% of HNWs (22.65 million) owns 42.5% of HNW Wealth

2) HNW Wealth & Investment Insights:

HNW Asset Allocation in 2026:

Equities – 25%
Fixed Income – 20%
Cash & Cash Equivalents – 24%
Real Estate – 19%
Alternative Investments – 12%

No. of wealth management firms per HNW in 2025:

1 firm – 19%
2 firms or more – 81%

No. of wealth management firms per HNW in 2019:

1 firm – 39%
2 firms or more – 61%

3) Wealth Management Team

Wealth Management Team

Relationship Manager
Product Specialists – Credit & Lending Specialist, Alternative Investment Specialist
Financial Specialists – Investment Management Specialist, Inheritance Planners, Tax Planners
Non-Financial Specialists – Concierge Providers, Legal Advisors, Professional Networking Groups

Typical Day of Relationship Manager:

Onboarding & compliance – 28%
Portfolio monitoring & execution – 26%
Client meetings & advisory – 23%
Client profile review & planning – 22%

4) HNW Wealth Growth

HNW Wealth:

2016 – $63.5 trillion
2017 – $70.2 trillion
2018 – $68.1 trillion
2019 – $74 trillion
2020 – $79.6 trillion
2021 – $86 trillion
2022 – $83 trillion
2023 – $86.8 trillion
2024 – $90.5 trillion
2025 – $98.3 trillion

HNW Wealth by Region:

North America – $32.9 trillion
APAC – $29.7 trillion
Europe – $20.5 trillion
Latin America – $9.6 trillion
Middle East – $3.5 trillion
Africa – $2.1 trillion
Total – $98.3 trillion

HNW Wealth CAGR (Compound Annual Growth Rate):

2018 to 2025 (8 years): +5.4%
2024 to 2025 (1 year): +8.7%

HNW Wealth CAGR by Region (2024 to 2025):

North America: +5.1%
APAC: +10.5%
Europe: +8%
Latin America: +5.1%
Middle East: -1.5%
Africa: +7%

5) HNW Population Growth

HNW Population:

2016 – 16.5 million
2017 – 18.1 million
2018 – 18 million
2019 – 19.6 million
2020 – 20.8 million
2021 – 22.5 million
2022 – 21.7 million
2023 – 22.8 million
2024 – 23.4 million
2025 – 25.3 million

HNW Population by Region:

North America – 9.2 million
APAC – 8.3 million
Europe – 6.1 million
Middle East – 900k
Latin America – 600k
Africa – 200k
Total – 25.3 million

HNW Population CAGR (Compound Annual Growth Rate):

2018 to 2025 (8 years): +5%
2024 to 2025 (1 year): +7.9%

HNW Population CAGR by Region (2023 to 2024):

North America: +9.1%
APAC: +9.4%
Europe: +6.5%
Latin America: +0.3%
Middle East: -1.4%
Africa: +4.1%

Capgemini World Wealth Report 2026

Methodology – High-net-worth Individuals (HNWIs) are defined as individuals with investable assets of at least USD 1 million, excluding their primary residence, collectibles, consumables, and consumer durables. HNWI population and wealth figures are calculated based on the HNWI market of residence, not the booking center. The World Wealth Report 2026 market-sizing model covers 71 markets, accounting for more than 98% of global gross national income and 99% of world stock market capitalization. We estimate the size and growth of wealth in various regions using the proprietary Capgemini Lorenz curve methodology. Using this approach, we derive the annual macro-level value of HNWI investable wealth. Our two- stage model estimates total wealth by market and the distribution of this wealth across the adult population in that market:

Capgemini – Capgemini is an AI-powered global business and technology transformation partner, delivering tangible business value. We imagine the future of organizations and make it real with AI, technology, and people. With our nearly 60-year heritage, we are a responsible and diverse group of more than 420,000 team members across more than 50 countries. We deliver end-to-end services and solutions, drawing on deep industry expertise and a strong partner ecosystem, and on our capabilities across strategy, technology, design, engineering, and business operations. The Group reported 2025 global revenues of €22.5 billion.

Financial Services World Report Series – The Capgemini Research Institute for Financial Services is an in-house think tank dedicated to digital innovation and technology trends shaping global banks, wealth management firms, and insurers. Each year, the institute publishes its flagship Financial Services World Reports, grounded in rigorous primary research – including voice-of-the-customer surveys, interviews with CXOs, and collaborations with leading technology providers and academic institutions. These data-driven insights help financial institutions anticipate emerging business challenges and respond with bold, transformative strategies powered by technology and data.

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