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Hong Kong Banking Complaints Watch Report 2026 July: 2,310 Complaints Cases in 2026 1H & $12.2 Million (HKD 95.8 Million) Suspected Crime Proceeds Intercepted from 5,938 Accounts Using Information Sharing Between Banks & Police, Top Banking Complaints – Operation of Banking Accounts 43%, Remittance & Fund Transfer 15%, Credit Cards 13%, Remittance Services / Fund Transfers 12%, Client Agreement Issues 5%, Service Quality 5%, Fees & Charges 4%, Lending Practices 3%, Selling Practices 3%, Others 12%

25th July 2026 | Hong Kong

Hong Kong Banking Complaints Watch Report 2026 July2,310 complaints cases in 2026 1st half, and $12.2 million (HKD 95.8 million) suspected crime proceeds intercepted from 5,938 accounts using information sharing between banks & police.  Top Banking Complaints in 2026 1st Half – Operation of Banking Accounts 43%, Remittance & Fund Transfer 15%, Credit Cards 13%, Remittance Services / Fund Transfers 12%, Client Agreement Issues 5%, Service Quality 5%, Fees & Charges 4%, Lending Practices 3%, Selling Practices 3%, Others 12%.  Announcement (24/7/26): “The Hong Kong Monetary Authority (HKMA) published today (24 July) Issue No. 28 of the Complaints Watch, which highlights the latest banking complaint trends, emerging topical issues, and areas that Authorized Institutions (AIs) should be alert to.  Complaints Watch is a semi-annual publication aimed at promoting proper standards of conduct and prudent business practices among AIs.  In the first six months of 2026, the HKMA received 2,310 banking complaints, representing an increase of 22% as compared to the same period of 2025.  The main driver to the growth was complaints related to the operation of banking accounts, particularly as a result of increased account reviews and monitoring by AIs following the enhanced intelligence sharing between the Hong Kong Police Force and AIs with a view to addressing the serious fraud problem.  The HKMA has reminded AIs to ensure proper and adequate communication with the customers affected in order to minimise inconvenience.   This issue also contains two feature articles about “Supporting customers in financial distress” and “Meeting customer expectations in the digital era”.  The Complaints Watch is available on the HKMA website.”

“ Hong Kong Banking Complaints Watch Report 2026 July: 2,310 Complaints Cases in 2026 1H & $12.2 Million (HKD 95.8 Million) Suspected Crime Proceeds Intercepted from 5,938 Accounts Using Information Sharing Between Banks & Police, Top Banking Complaints – Operation of Banking Accounts 43%, Remittance & Fund Transfer 15%, Credit Cards 13%, Remittance Services / Fund Transfers 12%, Client Agreement Issues 5%, Service Quality 5%, Fees & Charges 4%, Lending Practices 3%, Selling Practices 3%, Others 12%

 



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Hong Kong Banking Complaints Watch Report 2026 July: 2,310 Complaints Cases in 2026 1H & $12.2 Million (HKD 95.8 Million) Suspected Crime Proceeds Intercepted from 5,938 Accounts Using Information Sharing Between Banks & Police, Top Banking Complaints – Operation of Banking Accounts 43%, Remittance & Fund Transfer 15%, Credit Cards 13%, Remittance Services / Fund Transfers 12%, Client Agreement Issues 5%, Service Quality 5%, Fees & Charges 4%, Lending Practices 3%, Selling Practices 3%, Others 12%

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