Prudential Singapore Launches 2 Index-Linked Insurance Plans (Endowment & Whole Life) with 3 Index Options from UBS, S&P 500 & Barclays Providing Investment Exposure to Equities, Bonds, Commodities or United States (UBS MASTR Index, S&P 500 FC Index, Barclays Shiller Allocator Index), PRUIndex Income Boost (PIIB) is 15-Year Capital Guaranteed Endowment Plan & PRUIndex Lifetime Income (PILI) is Whole Life Plan with Guaranteed Lifetime Monthly Cash Payouts
12th September | Hong Kong
Prudential Singapore has announced the launch of 2 Index-linked insurance plans (Endowment & Whole Life) with 3 index options from UBS, S&P 500 & Barclays providing investment exposure to equities, bonds, commodities or United States (UBS MASTR Index, S&P 500 FC Index, Barclays Shiller Allocator Index). PRUIndex Income Boost (PIIB) is a 15-year capital guaranteed endowment plan & PRUIndex Lifetime Income (PILI) is a whole life plan with guaranteed lifetime monthly cash payouts. Announcement (10/9/25): “Prudential Singapore (“Prudential”) has launched two index-linked plans – PRUIndex Income Boost (PIIB) and PRUIndex Lifetime Income (PILI) – to help customers grow their wealth while protecting their savings from market uncertainty. PIIB and PILI are first-in-market regular premium participating plans with index-linked cash payout income. Both plans provide guaranteed monthly cash benefits1 starting from the very first month, and the potential for higher monthly cash payouts linked to uncapped Index growth from the 13th month onwards. A 0.0% floor rate shields customers from market downturns. Customers can select from any of the following curated selection of indices (see below): 1) UBS MASTR Index: Diversified across global equities, bonds, and commodities 2) S&P 500® FC Index: Optimised exposure to large-cap US equities with built-in volatility control 3) Barclays Shiller Allocator Index: Exposure to undervalued US sectors and US Treasuries.” More info below:
“ Prudential Singapore Launches 2 Index-Linked Insurance Plans (Endowment & Whole Life) with 3 Index Options from UBS, S&P 500 & Barclays Providing Investment Exposure to Equities, Bonds, Commodities or United States (UBS MASTR Index, S&P 500 FC Index, Barclays Shiller Allocator Index), PRUIndex Income Boost (PIIB) is 15-Year Capital Guaranteed Endowment Plan & PRUIndex Lifetime Income (PILI) is Whole Life Plan with Guaranteed Lifetime Monthly Cash Payouts “
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Jason Lim, Head of Product Management, Prudential Singapore: “As Singaporeans are living longer, many are preparing for retirement and seeking secure ways to grow their wealth by investing more and building passive income streams. With these new index-linked solutions, Prudential’s customers can benefit from the stability offered by our participating funds and enjoy returns from the growth of an Index, enabling them to plan for their financial future. PRUIndex Lifetime Income is suited for individuals planning for a longer time horizon and are interested in generational wealth planning. As Singaporeans live longer lives, the plan provides a base guaranteed monthly cash benefit throughout life to support financial security across extended retirement years. With built-in wealth transfer and downside protection features, PRUIndex Lifetime Income helps families preserve their wealth across generations, building a lasting financial legacy for up to 380 years.”
1) PRUIndex Income Boost (PIIB): Grow your cash with confidence
PIIB is a Singapore-dollar regular premium participating endowment plan that protects savings while offering growth potential. It has three indices for customers to choose from, with capital guaranteed after 15 years.
Highlights of PIIB
- Capital guarantee at maturity: Capital is guaranteed after 15 years, ensuring customers’ savings are protected.
- Generate a new income stream that grows with the market: Receive monthly cash benefits at 2.3 per centper annum from the first to the 12th month. From the 13th month onwards, enjoy uncapped upside potential linked to a selected Index (see below), plus a non-guaranteed maturity bonus at the end of the policy term.
- Downside protection: A 0.0% floor rate shields against negative returns in volatile market conditions.
- Customisable to fit one’s lifestyle: Opt for a premium term of five or 10 years. Customers may choose to accumulate monthly cash benefits at an interest rate, or switch indices, for greater control over their investment approach.
- Death and accidental death coverage provides added protection for loved ones.
2) PRUIndex Lifetime Income (PILI): Lifetime monthly cash benefit with growth potential
PILI is a Singapore- and US-dollar regular premium whole life participating plan that offers similar benefits to PIIB. It has three indices for customers to choose from and supports families across generations, with income that lasts up to 380 years.
Key features of PILI
- Grow your income: PILI captures Index growth opportunities for potentially higher lifetime monthly income, while providing customers with guaranteed lifetime income payout every month. Receive guaranteed lifetime monthly income at 0.5 per cent per annum. From the 13th month onwards, enjoy uncapped upside potential linked to a selected Index (see below).
- Downside protection: A 0.0% floor rate shields against negative returns in volatile market conditions.
- Customisable to your needs and beyond: Premium term options are available for five, seven, 10, and 15 years to suit different financial planning needs.
- Death and accidental death coverage provides added protection for loved ones.
3 Indexes
- UBS MASTR Index: Diversified across global equities, bonds, and commodities
- S&P 500® FC Index: Optimises exposure to large-cap US equities with built-in volatility control
- Barclays Shiller Allocator Index: Exposure to undervalued US sectors and US Treasuries
Prudential Singapore Launches 2 Index-Linked Insurance Plans (Endowment & Whole Life) with 3 Index Options from UBS, S&P 500 & Barclays Providing Investment Exposure to Equities, Bonds, Commodities or United States (UBS MASTR Index, S&P 500 FC Index, Barclays Shiller Allocator Index), PRUIndex Income Boost (PIIB) is 15-Year Capital Guaranteed Endowment Plan & PRUIndex Lifetime Income (PILI) is Whole Life Plan with Guaranteed Lifetime Monthly Cash Payouts
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