Investment Advisor | The leading source of data, research, information & resource for financial professionals, investment managers, professional investors, family offices & advisors to institutions, billionaires, UHNWs & HNWs. Covering capital markets, investments and private wealth in Asia. How do you invest $3 million to $300 million? How do you manage $20 million to $3 billion of assets? Caproasia - Learn more

This site is for accredited investors, professional investors, investment managers and financial professionals only. You should have assets around $3 million to $300 million or managing $20 million to $3 billion.

English or Numbers? Which is More Important in the Financial Industry?

Do you spend much of your time writing investment recommendations or commentaries? But were your statistics accurate? How often could you produce a well-written analysis on a stock or foreign exchange forecast, but for the numbers to miss your forecast 12 months down the road.

Read More:

English or Numbers? Which is more important in Investments & Wealth Management?

- Article continues below -
Web links may be disabled on mobile for security.
Please click on desktop.

The 2023 Investment Day | HK & SG
Where do you invest $250k, $1 million, $10 million, $100 million or $1 billion? Can you generate IRR of 10% / 15% / 20% or more? Private Equity, Hedge Funds, Boutique Funds, Private Markets & more. Taking place on 28th March 2023 in Hong Kong, 4th April 2023 in Singapore, and Virtual Investment Day in April 2023.
Visit | Register here

No. 1 It Probably has Little to do with Language

Unless you are dealing with contracts, clients’ facing roles, journalism or commentaries, it might have everything to do with numbers and little to do with language.  Read More: List of Important Asset Classes

Be it reviewing assets & liabilities on a bank’s balance sheet, analysing stocks, bonds, foreign exchange or commodities, the numbers and statistics takes precedent before producing an article / commentary on it. After all, only the bottomline matters … isn’t it?

A typical attempt to analyse Price / Earnings (P/E) Ratio:

Analysis of P/E Ratios:

  • Stock A – P/E Ratio: 13
  • Stock B – P/E Ratio: 8
  • Index – P/E Ratio: 10

A Possible Commentary:

Stock A has a higher P/E ratio of 13 compared to stock B with P/E ratio of 8. With the Index currently having a P/E ratio of 10, Stock B may be undervalued while Stock A may be overvalued.

We forecast a Buy / Sell Rating as the … …

More Add-ons to the Commentary

  • Forward P/E
  • Revenue & Profit
  • Market Capitalisation
  • Exchange Rates / Stock Price
  • Latest News About Economy / Company
  • Comparison with Industry Peers
  • 1, 3, 5 , 10 years High / Low

In all, the article can be summarised as :

P/E of A > Index > B  = 13 > 10 > 8


No. 2 The Basis is Important, Making Language Important

Being able to know how the numbers are derived are equally important. For example, a lot needs to be explained on the following:

  • Why investing into a P/E of 8, 10, or 13 is better?
  • When should you invest into a P/E of 8, 10, 13?
  • Should P/E be used at all?
  • Why is everyone using P/E?
  • Is P/E the only determinant?

A well-constructed article gives confidence on the investment / economic views, backed by adequate research, and a strong logical methodology in the written analysis.


No. 3 Same Numbers, Different Opinions

Financial Times
Financial Times

$10: Cheap or Expensive?  Record Earnings: Boon or Bane for Consumers?  The numbers never lie, but opinions differ.  Going through the number of forecasts by financial institutions, economists and Bloomberg or Reuters Analysts forecasts are most frequently concluded with a mean, median, percentile analysis.  In other words, a consensus forecasts.

If everyone is using the same data set, why would the opinions differ greatly?


No. 4 What Should You Do?

Many Wealth & Investment professionals struggle in dealing with numbers and opinions in their career.  Some advisors simply focus on numbers, some on news, while others focus on basic financial planning and let the investment experts do the job.

Should you as an advisor / specialist be paying more attention to the numbers or the news, updates and basis of investments?

This is the hardest question for many. You are required to look through tons of financial information and data, reviewing what is important and what is not.

With many financial institutions proving varying reports, many qualified financial professionals providing strong and rational opinions, who should you follow?


No. 5 When a Russian or Brazilian FX Trader Enters the Equation


Would the Russian or Brazilian FX trader be interested in your English-written analysis on a USD/JPY trade? Or would they simply look at the numbers?

As their native language is not English, unless your articles are in multiple languages, they will not be reading your articles.  Like yourself, they would also be writing analysis and drawing conclusions based on their own economic and investments assessments – that is if they trade based upon written analysis.

For all you know, they might just be buying or selling purely to hedge commercial needs.


No. 6 Is Your Detailed Analysis Impressive?

When you sell a Stock or FX in the market, would the other person (buyer) be impressed by your detailed analysis as to why the stock should be sold?

Perhaps yes, maybe not. But, how many times were you so convinced with a trade idea or investment opportunity only to let the idea evaporate when you hear counter-arguments from someone who gave better logic or a person with more impressive background than you?

English or Numbers, which is more important for you when it comes to evaluating? But if a $1 Million portfolio is earning 20% returns a year, we are all pretty sure that anybody that had invested would be happy with no written reports every single year.

Read More: 


Quick Links

2021 Data Release
2020 List of Private Banks in Hong Kong
2020 List of Private Banks in Singapore
2020 Top 10 Largest Family Office
2020 Top 10 Largest Multi-Family Offices
2020 Report: Hong Kong Private Banks & Asset Mgmt - $4.49 Trillion
2020 Report: Singapore Asset Mgmt - $3.48 Trillion AUM

For Investors | Professionals | Executives
Latest data, reports, insights, news, events & programs
Everyday at 2 pm
Direct to your inbox
Save 2 to 8 hours per week. Organised for success

Register Below

Caproasia Users

  • Manage $20 million to $3 billion of assets
  • Invest $3 million to $300 million
  • Advise institutions, billionaires, UHNWs & HNWs

Caproasia Platforms | 10,000 Investors & Advisors

Monthly Roundtable & Networking

Family Office Programs

The 2023 Investment Day

  • 28th March 2023 - Hong Kong
  • 4th April 2023 - Singapore
  • April 2023 - Virtual
  • Sept 2023 - Hong Kong
  • Oct 2023 - Singapore
  • Oct 2023 - Hong Kong
  • Visit: The Investment Day | Register: Click here

Caproasia Summits

Contact Us

For Enquiries, Membership,

For Listing, Subscription,

For Press Release, send to:

For Events & Webinars

For Media Kit, Advertising, Sponsorships, Partnerships

For Research, Data, Surveys, Reports

For General Enquiries

Make Better Business & Investment Decisions

For CEOs, Heads, Senior Management, Market Heads, Desk Heads, Financial Professionals, Investment Managers, Asset Managers, Fund Managers, Hedge Funds, Boutique Funds, Analysts, Advisors, Wealth Managers, Private Bankers, Family Offices, Investment Bankers, Private Equity, Institutional Investors, Professional Investors

Get Ahead in 60 Seconds. Join 10,000 +
Save 2 to 8 hours weekly. Organised for Success.

Sign Up / Register

    Professional InvestorInstitutional InvestorFamily OfficeAdvisorFinancial ProfessionalExecutiveOthers

    Mailing ListFree TrialSubscription YearlySubscription MonthlyMembershipEvents

    Professional InvestorPrivate WealthFamily OfficePrivate BankingWealth ManagementInvestmentsAlternativesPrivate MarketsCapital MarketsESG & SICEO & EntrepreneursTax, Legal & RisksHNW & UHNWs Insights

    Caproasia | Driving the future of Asia
    a financial information technology co.
    since 2014

    Web links may be disabled on mobile for security.
    Please click on desktop.

    Previous articleChina’s Ultra Rich Leads the Rise in Global Wealth
    Next articleWhen 2 of the World’s Largest Banks have Opposing Investment Views covering capital markets, investments and private wealth in Asia. Our users manage, advise & invest $25 trillion assets in Asia